Startup app in wealth and retirement building

Building wealth and retirement (for employees) is complex. As a result, individuals and employers put it off. This startup has built a platform that allows anyone to easily build wealth and retirement themselves. Through customized portfolios and automated investing, they give people control over their entire wealth. All in one handy app.

DetailsThis is a highly sophisticated wealth and retirement building platform. The platform allows you to invest in infinite number of investment portfolios. They do not work with a limited number of investment profiles, as this is far too restrictive. They have developed a balance sheet management model (ALM) on the platform that matches investment strategies and wealth and retirement accumulation goals at the individual level. This tooling allows clients to completely self-manage their wealth and retirement accumulation.

The tools of this platform

• Match customer goals and investment strategies exactly. Customers thus get the most appropriate investment strategy that is optimal to achieve their goal. For this purpose, the platform has an optimized investment portfolio for each level of risk. Every 3 months this portfolio is optimized again.
• Dynamic investment strategies (also customized). Investment portfolios can change over time as investment risks are reduced toward maturity. This is a unique feature that optimizes risk-return over the life of plans. This allows clients to get the highest possible return in the early stages of their plan, while reducing risk as the goal approaches.
• Investments and set goals continuously monitored for feasibility. Customers are notified when capital accumulation goes better or worse than expected. This is what this business calls "Plan Tracking.
• Automated plan advice. Everyone wants to achieve goals, of course. As soon as goal and wealth accumulation diverge, customers are immediately notified via Plan Tracking. The platform's Plan Advisor then helps clients get back on track. By signaling early on that goals are running above or below course and making adjustments, the likelihood of achieving set goals increases significantly.